Credit Reporting Alert
Credit Reporting Alert
Credit Reporting Alert
Credit Reporting Alert

What Is Identity Theft?

According to the FTC it is:
When someone uses your personally identifying information, like you name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn?t make or until you?re contacted by a debt collector. Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

        
Credit Reporting Alert

Credit reporting alert Identity theft is the fastest growing crime in the country right now. Within the last twelve months, 9.3 million Americans have been victims of identity theft. Could you be next? Here's what to do to prevent identity theft. credit reporting alert Identity theft is a relatively new crime, but the advent of the internet has made it a popular among criminals. The U.S. Government has taken steps to begin to address the problem.

credit reporting alert

Credit reporting alert Identity theft and fraud are serious issues plaguing the world. Thieves are finding newer and more efficient ways to conduct the low-risk, high-reward crime of identity theft. With the staggering numbers of thefts occurring every year, people are having difficult understanding just how a thief finds their information and how they can stay protected against the evils of identity theft. credit reporting alert Probably the most common identity theft problem has been when a credit card company sends out a pre-approved credit card application to a person's address and that person no longer lives at that address. They have moved but neglected to notify the post office. If the addressee has not bothered to immediately fill out a change-of-address form and file it with the post office, these pre-approved credit card applications will continue to be delivered and just sit in the mailbox.

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    • Chris Crutcher
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credit reporting alert

Credit reporting alert In response to the problems presented by identity theft, the financial industry has developed theft insurance. Typically, such kinds of theft insurance policies are not used to reimburse you for money that may have been stolen from you through identity theft. Instead, they will help pay for the costs involved with correcting the problems that come with identity theft. For instance, you can claim for losses related to fixing your credit report and lost wages due to taking time off from work to repair your credit. credit reporting alert You have to remember that identity theft is a very serious crime. The federal government and most state governments have actually developed certain laws that address this particular menace. This move by the government simply implies that identity theft is indeed very crucial as it denies its victims of their most inherent right-the right to security.